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Everyone needs quick cash from time to time. Fortunately, all businesses want more customers – and are often willing to pay to get them.
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That’s why many apps and services offer cash bonuses for signing up, even if it’s free; Companies hope that their services will be valuable and that they will retain them.
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In most cases you do not need to do this – you can keep your bonus whether or not you become a regular customer.
Financial institutions such as banks and investment brokers are known to offer the largest sign-up bonuses. These are our favorites.
MoneyLion offers a complete package of financial services – including banking, investment and lending – in a single application.
Sign up at MoneyLion with this link to get an instant $5 bonus. No deposit is required and opening an account will not affect your credit score. Using our link should automatically activate the bonus, but if you are asked to enter a MoneyLion promo code, remember to enter it.
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You can get an extra $50 bonus when you sign up for a direct deposit, an extra $5 crypto bonus when you buy $10 crypto.
In total, you can earn $60 in bonuses from MoneyLion. Although the account has an administration fee of $1 per month, you can close it at any time and keep your bonus funds.
Acorns is one of the most popular investment apps in the App Store with hundreds of thousands of positive reviews.
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But aside from the $10 signup bonus, the best thing about Acorns is that you can automatically deposit your spare cash. So if you spend $4.25 at Starbucks, Acorns will assign 75 cents to your investment. (The actual deposit will be made when your spare change reaches $5.)
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After logging in, search for Acorn in the search bar. You can find a $35 offer when you sign up through a Swagbucks affiliate link.
If Acorns is not for you, be sure to cancel your account as there is a monthly fee (starting at $3).
Stash is a beginner-friendly investment app that offers a number of automated investment options, as low as $5, and a user-friendly experience.
Sign up for a new account through our Stash referral link and get a $20 cash bonus when:
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Stash has monthly fees that range from $3 to $9. You can cancel at any time and there are no penalties or fees.
Chime offers a $100 bonus to new members who sign up and make a qualifying direct deposit of $200 or more in the first 45 days. The deposit must come from your employer, payroll provider, gig economy payer or benefits provider.
Webull is a popular platform for those interested in active stock trading, known for its zero commission trading and suite of analytical tools.
To get the most free shares, open a Weebly account and verify your identity. Then deposit any amount and get 6 to 12 free spins.
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The amount of shares you receive is random and can vary from $3 to $3,000.
Important: Be sure to claim your free 30-day promotion in the “My Rewards” tab of the Weebly app, as it will not automatically be added to your account.
At least you will receive 6 free shares worth 3 USD for a total value of 18 USD. This makes it a solid deal, especially considering you can deposit as little as $0.01 to qualify.
For a full review of this offer, including all the details, check out our detailed breakdown of the Weebly Freebie promotion.
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Actions will be credited to your account within five business days, but will appear as pending for 60 days.
Moomoo is a fast growing brokerage that offers one of the most generous free bonuses. Depending on the amount of your deposit, you can get up to 15 free shares, a whole share of Tesla or Google, and a $100 cash reward that can be used as a deduction for stock purchase orders over $1,000.
Although the deposit requirement on Weebly’s offer is higher, the potential to get higher value shares is greater, especially if you can deposit more. You can find a detailed description of this offer in our free moomoo promotion description.
Rewards sites allow you to earn money for online shopping, surveys, watching videos and much more. As a competitive market, companies in this space compete aggressively for new customers, and many offer lucrative sign-up and referral bonuses.
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Sign up via this link with your email address to receive a $30 bonus. Then make a $30 online purchase (which can be at thousands of partner stores) within 90 days.
Rakuten also has one of the most generous referral programs. For referring just one friend (which can be your spouse, sibling or parent), you will receive a $30 bonus. Since you both save, it’s an easy win for each of you.
Rakuten is known for constantly offering cash back for online shopping, but keep in mind that the company pays quarterly, so you’ll have to wait for your earnings.
Learn more: Get details on Rakuten’s latest referral bonus and read our Rakuten review to learn how to make the most of your time on the site.
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Brand surveys are one of the best online surveys. By completing surveys, you can earn points that can be exchanged for cash or gift cards.
When you register, you will instantly receive a bonus of 100 points equal to $ 1. This can be a quick and easy way to make money today, especially since the bonus can be instantly withdrawn via PayPal when you reach a minimum payment of only $ 5 .
In addition to the signup bonus, you will earn points for each completed survey. The number of points you earn per survey varies, but most surveys take about 15 minutes and offer between 50 and 500 points.
Drop is a cashback app, available for iOS and Android, that gives you points for purchases at participating merchants, including Whole Foods, McDonald’s, Starbucks, Walmart, Lyft and more.
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When you sign up with the referral code kkj8i, you get a $5 bonus for linking your first payment card and email. After confirming the mailing address.
To earn with Drop, simply link your debit and/or credit cards to the app and activate in-app offers before making a purchase. Drop will automatically add earned points to your account.
You can redeem these points for cash rewards through PayPal or gift cards from a variety of brands including Amazon, Uber, Starbucks and Best Buy.
The drop has a minimum payout of $25 and you can immediately withdraw your rewards once you reach this threshold.
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Swagbucks is one of the most respected rewards companies, with over $830 million in rewards paid out.
In addition to surveys, you can also earn by playing games, watching videos, shopping (online and in-store) and performing many other activities.
To qualify for the $10 bonus, you must use this link and spend $25 through the merchant portal within the first 30 days of joining.
Learn more: Check out our in-depth Swagbucks review to learn more about how the platform works and read our list of the best Swagbucks hacks.
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You can earn money with MyPoints by shopping online, taking surveys, viewing ads, and even printing coupons (you pay about 1 cent to print a coupon and about 25 cents to use).
So you can save money on your grocery bill and earn a few bucks by using coupons.
If you spend at least $20 on purchases through the MyPoints shopping portal within the first 30 days of membership, you’ll earn 1,750 points ($10 value).
Tip: High paying surveys are worth looking into, but you should focus on using paid coupons (which you can get with other apps like Ibotta). Also read our MyPoints review to learn more about how the site works.
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Join MoneyLion through our referral link and get an instant $5 bonus. No deposit is required and opening an account will not affect your credit score.
In addition to the $5 instant bonus, you can get an additional $50 bonus by signing up for a direct deposit and a $5 crypto bonus by purchasing $10 of cryptocurrency.
The account has an administrative fee of $1 per month, but you can close it at any time and keep your bonus funds.
InboxDollars is an online survey and rewards site that offers a $5 welcome bonus for signing up. The bonus is credited to your account after registration and you can earn rewards by participating in online surveys and other activities. You must have a minimum balance of $30 in your account to request payment. Payment options include gift cards (Visa included) or card check.
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