The Application Has A Pundi – As it rapidly grows its user base and expands the functionality of its crypto wallet app XWallet, Pundi X is improving its know-your-customer (KYC) process. We are introducing a tougher policy to keep pace with the changing legal environment and anti-money laundering legislation.
“We are proud to partner with global identity service provider Refinitiv and identity verification specialist Singapore ID Real in this effort to stay ahead of the legal curve by implementing a more robust KYC process for our new version XWallet and XPASS. will be used together with XPOS,” said Jack Cheah, CEO and founder of Pundi X.
The Application Has A Pundi
XWallet, a mobile crypto payment application, is the latest iteration of Pundi X’s payment and exchange systems, which began with the expansion of its XPOS (Point-of-Sale) equipment in 25 countries with a card XPASS users can. Exchange with popular cryptocurrencies such as BTC, ETH, BNB and NPXS.
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XWallet uses Refinitiv’s WorldCheck API, which increases compliance through high-quality KYC record output.
At the same time, Real ID’s KYC cloud technology enables Pundi X to implement verification integrated with artificial intelligence, machine learning and facial recognition techniques.
“The community itself is at the heart of the Pundi X project. The enhanced KYC process is a preventative measure to better protect the needs of our community and establish a sustainable business in this space. Our commitment to compliance has never been stronger and hopefully.. through our operation, we will influence the legal development in a positive way.” We will,” said Pundi X Chief Legal Officer David Ben Kay.
“Governments are realizing how blockchain can deliver in many areas, including financial inclusion, promoting business, improving healthcare and using smart contracts to tackle corruption,” Kay said. .
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“A healthier, more streamlined, more flexible ecosystem that’s better for everyone: consumers, investors, solution providers and government regulators.”
All users can manage the basic basic functions of XWallet with or without updating their KYC status.
Citizens/residents of the following countries are prohibited from depositing and transferring f(x) tokens on the XWallet app due to increased compliance required by exchanges, banks, insurance companies, regulatory agencies and KYC providers: Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Burundi, Central African Republic, Ivory Coast, Cuba, Democratic Republic of Congo, Ethiopia, Guinea, Guinea-Bissau, Iran, Iraq, Lebanon, Liberia, Libya, Malaysia, Myanmar, North Korea, Macedonia, People’s Republic of China, Serbia, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Thailand, Trinidad & Tobago, Tunisia, Uganda, Ukraine, USA, Venezuela, Yemen and Zimbabwe.
Formerly Thomson Reuters’ Finance and Risk business unit, Refinitiv is a leading global financial market data and infrastructure provider serving more than 40,000 organizations in more than 190 countries. Website: https://www.refinitiv.com/en
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Real ID is a Singaporean technology start-up company aiming to become the most trusted and advanced digital identity platform in the region.
Powered by blockchain, facial recognition, artificial intelligence and machine learning technologies, Real ID business eKYC cloud solutions enable fast, easy and secure digital identity verification for everyday services and enterprise integration. Website: https://www.realid.global
In the Q3 2023 Progress Report we covered XPOS technical developments, releases, partnerships, events, updates to PURSE and some exciting news!
The ChatGPT announcement is over — now see how Google is killing ChatGPT. It will not happen immediately. The business game has been around for longer than you know. XWallet, our digital wallet app, has over 100,000 registered users! This comes three months after Pundi X became available for users to connect their digital asset wallets to the crypto-payments ecosystem.
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“In addition to XPASS cardholders, more people will be able to spend crypto in brick-and-mortar stores through XPOS, our blockchain-based smart device,” said Jack Cheah, founder and CEO. Officer, Pundi X. “Through strong word-of-mouth efforts, XWallet’s adoption rate is very high three months after its official release.”
The XWallet mobile app connects mainstream digital asset wallets with the Pundi X-based blockchain payment ecosystem. Through XWallet, people can easily manage digital assets stored on physical XPASS cards, check current balances, top up large amounts of money or manage a payment transaction.crypto in physical stores. By default, XWallet comes with a virtual XPASS card in the app for each registered user.
Users can checkout and pay with major cryptocurrencies including BTC, ETH, BNB and NPXS, and one can barter or buy goods and services from brick-and-mortar stores, already enabling XPOS in 250 retail stores and authorized XWallet dealers in 30 countries worldwide.
A Pundi XPASS cardholder can link their card to XWallet to make payments directly from the app without a physical XPASS card. Another benefit of linking an XPASS card to XWallet is close control and movement of digital assets on the XPASS card if the physical XPASS card is lost or misplaced.
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“The ultimate in convenience and security – transactions can be processed via the online connected XWallet app or offline physical XPASS card. Merchants can generate their QR code found in the “Collection” section of XWallet and use the offline option without need an internet connection. All offline transactions can still be done by scanning the QR code which will be sent to the blockchain,” said Cheah.
We are happy to announce that our 100,000 XWallet users come from all corners of the world and are not limited to a specific country or region. The ten countries with the most XWallet users are India, Bangladesh and Pakistan in South Asia; the Philippines and Indonesia in South Asia; Korea in East Asia; Turkey in Western Asia and Eastern Europe; Brazil in Latin America; The United States of America; Of Russia.
The countries with the most XWallet users are reflected in the “Top 10 Most Downloaded Countries” list, with Indonesia, India and the US occupying the top three spots. The Philippines and Brazil dropped from the “Top 10 Most Active XWallet Users” list, followed by Spain and the UK.
In short, XWallet’s geographic footprint is truly global. We recognize the average XWallet user as a global citizen who wants to experience the latest in blockchain technology and mobile crypto payment.
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We are currently testing the new SMS service as some users in India, Nigeria, Russia, Turkey, Belarus and Mexico have previously experienced problems receiving SMS. The latest version of XWallet has improved SMS sending service. And this applies to “New account registration with phone number” and “Withdrawal” for existing members who have added their phone number. We are testing the new SMS sending service and will adjust and expand it for users who want to ‘add new number’.
To improve security for XWallet users, the team is also working on 2FA implementation. We have implemented OTP (One Time Passcode) via e-mail and sending SMS. Users get added security with the introduction of 2FA, which will be ready in the coming weeks.
Last but not least, we will continue to bring more features to XWallet in the near future. We are currently working on introducing additional tokens and partners that can be used throughout the Pundi X payment ecosystem.
While we’re at it, the Function X testnet will also be available in the XWallet app. Therefore, XWallet users can see what the Function X blockchain and its ecosystem look like.
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As always, we want to thank you for all your support and feedback. Stay up to date with the latest news and updates!
In the Q3 2023 Progress Report we covered XPOS technical developments, releases, partnerships, events, updates to PURSE and some exciting news!
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JSON is too slow: this is faster! Solving Need for Speed: Optimizing JSON Performance and Searching for Lightning Fast Performance! To fully respond to the growing demand for blockchain and XPOS expansion, we have decided to issue our fiat. Payment app, Pundi-Pundi app to manage E2Pay also known as ‘M-Bayar’ (from the Indonesian word for ‘pay’).
Pundi X is launching its own digital wallet called XWallet. A new blockchain wallet, a digital currency wallet
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